Outsmart the Mortgage Industry and Save Thousands.


September 29, 2020

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Outsmart the Mortgage Industry and Save Thousands.

Expect you’ll spend less with your Salary-based Loan Officers.

Most useful loan. Many cost savings. Fully Guaranteed.

Our all-new BETA Digital Loan Officer analyzes several thousand choices to explain to you the loan that saves you the absolute most cash possible.

You’re Taking A Loss.

Have you any idea exactly how other loan officers earn money from your property?

Fat Commissions.

Oops… Did We State That Aloud?

The greater prices and origination charges you spend never go toward your property. They’re going to your over-compensated loan officer.


You Deserve Better.

Obtain the loan that is best for your needs and save your self with a salaried loan officer.

The very best Choice for the Family.

We realize you are wanting to cut costs. Here is exactly how we’ll assist you to:

  • Salary-Based Loan Officers The mortgage that is best for you personally does not consist of spending a commission.
  • Minimal prices & Closing expenses We charge less. It is that easy.
  • No Upfront charges at Anytime Charging for appraisals or credit file? Nope. Maybe Not right right right here.
  • Close on Time No reason to sweat a taut closing deadline. We will be certain we are prepared early.

Today’s Prices

Term Rates APR
30y Fixed 3.250% 3.361%
15y Fixed 2.750% 2.976%
30y Super Conf. 3.875percent 3.980%
30y Fixed VA 2.750% 2.843%
30y Fixed FHA 2.875% 3.909%
Our presumptions

Real. Fast. Prices.

How about we other lenders post their prices online? We understand! Other loan providers enable their loan officers to modify prices and charges predicated on simply how much they think they could make on your own loan. We don’t.

Can I Actually Cut Costs at City Creek?

“Tobi & we both was raised in families with extremely restricted resources. More money for activities, dances, and holidays simply did not occur. We recognize that you have got more things that are important invest your hard earned money on than massive loan officer commissions. This is exactly why we spend our salaried loan officers to save lots of you cash. Then thank you for visiting The Town Creek Family. if you think that which we think,” Mortgage Mike & Tobi – Founders

98% of our customers suggest us.

Ruby G https://speedyloan.net/payday-loans-va. “We shopped around for the lowest price to refinance our present home loan with no you could beat City Creek Mortgage. Our experience from starting to end was outstanding!”

John C. “I seldom however write reviews the solution we received from City Creek Mortgage ended up being outstanding and warrants a review. The CCM group made the refinancing of y our home very quickly and painless. Correspondence ended up being great in addition to procedure had been made easy. With certainty, i will strongly recommend City Creek Mortgage.”

Tauni H. “we looked to City Creek Mortgage having a tight due date and WOW. Upon shutting, they got me personally almost one entire point reduced prices as compared to previous company would definitely be getting me personally. They switched my anxiety into power. Many thanks City Creek Mortgage for blowing one other guys from the water.”

JW “the offer seemed too advisable that you be real. It really finished up costing even less! It had been the quickest, financing I’ve that is easiest ever done. They also arranged for all of us to signal shutting papers in Chicago because we had been visiting our child. They delivered you to definitely us, appropriate inside my daughter’s house, free of charge to us to complete the closing”

Mario C. “Where do we start!? they are amazing! Correspondence is first rate! City Creek has made this method therefore convenient and easy. The solution is top-notch. Everyone loves exactly just exactly how informative and upfront these are typically. That you employ them, we encourage it! if you’re regarding the fence about utilizing City Creek, we don’t simply suggest”

Jett S. “I’m able to inform you at this time, this group has your most useful interest in brain. We got the most readily useful price and shut within just a couple of weeks. We shall continue steadily to refer them to all or any my buddies and household. I understand that they’re truthful and dependable. Phone them for a opinion that is second the very least, you’ll not be disappointed!”

Collin M. “City Creek is the better. They made everything so smooth and easy. They taken notice of every information and explained every thing at a degree i could realize. We finalized for the home that is new EARLY the town creek group is really proficient at their jobs! Will not make use of other people.”

4 Simple Steps to Save

See our prices to understand just just what choices are open to you.

Offer responses to easy, really questions that are straight forward.

Offer required documents to validate your data.

In as low as fourteen days, near aided by the most readily useful loan for you personally.

Salaried Loan Officers Help You Save Cash.

6 warning flags to consider whenever using financing Officer.

How can I be sure i am not receiving fooled?

Do not buy every payment to your Mistake You will be making.

The Town Creek Promise

At City Creek home loan we should assist you to confidently pick the most readily useful home loan and conserve money. To achieve that, you want group which has one priority—YOU.

The Mortgage Company that Cares + Welcome to City Creek Mortgage—the house associated with the home loan planners you can rely on in Utah. Our home loan business in Salt Lake City, Utah provides assistance that is invaluable facilitate the mortgage shopping and application process, help you create informed choices, and ultimately permit you to conserve money. We occur that will help you secure the mortgage program that is best for your unique situation and employ the methods of your benefit. The group with a Heart to genuinely Help + our company consists of people who have actually unwavering passion to help consumers looking for the perfect mortgage in Salt Lake City, Draper, Sandy, and western Jordan, Utah. Our deep knowledge and collective talents are your ace to get the right loan to meet your needs utilizing the cheapest rate of interest, and perchance without having to pay the closing expense. Using issues Out associated with the Equation + City Creek Mortgage is about making mortgages in Salt Lake City easier and easier. We offer innovative tools to assist you start to see the quantity of property you could manage predicated on your earnings and provide you with a picture that is clear your feasible monthly premiums. We provide our expertise to offer sound advice and make suggestions with your choices every action regarding the method. Begin Today + just just just Take a trip of y our web web site to find out the numerous ways we can deal with your home loan in Salt Lake City. Enrich your understanding about home loan rates along with other items that matter to help make the right choice with your loan. If you should be willing to go forward, use today to help you get started.

States we run in

We of salary-based loan officers are certified in numerous states. Start to see the list below to master where you are able to get City Creek home loan.

We are going to work around your routine.

Life takes place. We comprehend. Our workdays that are 15-hour it convenient to your workplace on the terms.


Monday – Thursday: 6am – 9pm
Friday: 6am – 6pm
Saturday: 9am – 5pm

Extended Phone Hours

Friday: 6pm – 9pm
Saturday – Sunday: 9am – 9pm
Extended Hour Line: 801-541-3305


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